Healthcare Gone Wild

[Exterminator]

What you don't seem to understand is I did pay for those things when I was working just like you are now.

When you worked...which doesn't appear to have been much and you made nowhere near as much money as I do so you didn't pay anywhere near the taxes I do.

[me]

When you worked...which doesn't appear to have been much and you made nowhere near as much money as I do so you didn't pay anywhere near the taxes I do.

Hum, and you know all about me how? Thing is I didn't need fancy and expensive or I could have made as much or more than you. I paid the max amount into SS for several years as did my husband so, yes, I have paid for what I now have in retirement as well as some of yours due to our age difference. You didn't pay a dime on what I draw now but I paid into yours. You're welcome. Oh, and don't forget to thank Troll too since he contributed to what you're gonna draw on.

[Exterminator]

Hum, and you know all about me how?

I know a lot more about you than you think I do.

I paid the max amount into SS for several years as did my husband...

I don't believe this for a minute.

yes, I have paid for what I now have in retirement as well as some of yours due to our age difference. You didn't pay a dime on what I draw now but I paid into yours. You're welcome. Oh, and don't forget to thank Troll too since he contributed to what you're gonna draw on.

You really don't understand how this ponzi scheme works, do you?  You have it exactly backwards...the people paying in now are paying for you, not the other way around.  Do you think that the first people who ever got social security were paid for by people who paid into the system before them but didn't get to reap its benefits?  This is not a difficult concept.

From the government's own publication: "The current Social Security system works like this: when
you work, you pay taxes into Social Security. We use the
tax money to pay benefits to:
• People who have already retired;
• People who are disabled;
• Survivors of workers who have died; and
• Dependents of beneficiaries."

[me]

I know a lot more about you than you think I do.


I don't believe this for a minute.

You really don't understand how this ponzi scheme works, do you?  You have it exactly backwards...the people paying in now are paying for you, not the other way around.  Do you think that the first people who ever got social security were paid for by people who paid into the system before them but didn't get to reap its benefits?  This is not a difficult concept.

From the government's own publication: "The current Social Security system works like this: when
you work, you pay taxes into Social Security. We use the
tax money to pay benefits to:
• People who have already retired;
• People who are disabled;
• Survivors of workers who have died; and
• Dependents of beneficiaries."

I know I paid in a hell of a lot more than I'll hope to ever get out of it and my former husband definitely did. I am retired as you will be at my age, if you're lucky, so back off Jack, get a life and quit judging mine.

[Exterminator]

I know I paid in a hell of a lot more than I'll hope to ever get out of it and my former husband definitely did. I am retired as you will be at my age, if you're lucky, so back off Jack, get a life and quit judging mine.

Also bullshit but since you claim that you paid in the max amount for SS, I submit for your perusal a historical chart of the income caps for social security taxes (for 2016, it was $118,500.00).  During which years did you earn enough to surpass these amounts again?

And since you didn't specifically mention it, I'll take your non-response as tacit acknowledgement that you never paid a fucking dime toward any social security income that I may or may not ever collect.

[me]

Also bullshit but since you claim that you paid in the max amount for SS, I submit for your perusal a historical chart of the income caps for social security taxes (for 2016, it was $118,500.00).  During which years did you earn enough to surpass these amounts again?

And since you didn't specifically mention it, I'll take your non-response as tacit acknowledgement that you never paid a fucking dime toward any social security income that I may or may not ever collect.

Dumb ass, the max amount was withheld from the salary each week. 

[Exterminator]

Dumb ass, the max amount was withheld from the salary each week. 

No, you stupid fuck, that is not how it works.  Social security/FICA is collected as a percentage of your pay until you reach the cap.  Right now, that percentage is 7.65% so if you made $100.00, they would withhold $7.65...if you made $1,000.00, they would withhold $76.50 so how could $7.65 be the max?

So far, every single thing you've said about social security has been dead wrong...maybe you should just stfu about things you know nothing about?

[me]

No, you stupid fuck, that is not how it works.  Social security/FICA is collected as a percentage of your pay until you reach the cap.  Right now, that percentage is 7.65% so if you made $100.00, they would withhold $7.65...if you made $1,000.00, they would withhold $76.50 so how could $7.65 be the max?

So far, every single thing you've said about social security has been dead wrong...maybe you should just stfu about things you know nothing about?

Ok, so you're telling me when they quit withholding for SS most years, toward the end of the year, out of hubby's check it was for some other reason than he had paid in the max amount required for that particular year?

[Exterminator]

Ok, so you're telling me when they quit withholding for SS most years, toward the end of the year, out of hubby's check it was for some other reason than he had paid in the max amount required for that particular year?

No, I'm saying that I don't believe you're being truthful about that ever happening.

[Y]

I don't think she understands the difference in 'paying the SS maximum' and 'paying his/her income level maximum in SS taxes'.   

[Exterminator]

I don't think she understands the difference in 'paying the SS maximum' and 'paying his/her income level maximum in SS taxes'.   

Exactly.

[me]

No, I'm saying that I don't believe you're being truthful about that ever happening.

Oh good grief give it a rest will ya? Yes, it was the max for his income at the time and he had an excellent income. The point is I, and he, paid into the system just as you are, I'm not living on your money without having also paid into it as you seem to be infering. You are trying to twist my words and make me out a freeloader on the system and that I am definitely now.

[Exterminator]

The point is I, and he, paid into the system just as you are, I'm not living on your money without having also paid into it as you seem to be infering.

Wrong!

[me]

Wrong!

Guess you will be doing the same then huh? Why don't you complain about the illegals who are collecting benefits without having paid anything into the system?

[Exterminator]

Guess you will be doing the same then huh?

Actually, no since there will be so many baby boomers all retiring at about the same time, there will not be enough people paying into the system to cover them all.  Had you been paying attention to the looming crisis over Social Security and Medicare, you would already know these things.

Why don't you complain about the illegals who are collecting benefits without having paid anything into the system?

Uh, yeah, they aren't because they aren't eligible but I do applaud you for not only illustrating your ignorance but your racism as well, all within the same sentence!  Bravo!  I think you'll find, if you were at all willing to do any research, that most illegals here use other people's social security numbers so not only can they not collect the imaginary benefits you mention, they're actually paying into accounts that legal residents get credit for.