The HCRA

[Palehorse]

I just posted what CNN reported pointing out that all isn't as it was stated it would be after all.  [/b]

Nope. You never said that. (Until now).

You were grasping at straws hoping no one would notice the word "some". (As was your source). A little digging shows the results I posted, which defines "some" quite nicely.

The fact is, NO ONE really knows what the impact is going to end up doing. It could actually end up with insurers making even more insane profits than they do already, due to the fact that the whole younger population will now be insured and paying monthly premiums for basically nothing. They will not use it unless a personal catastrophe hits them. They do not go to doctors, they do not get checkups, they only use insurance when they fall off their skateboards and break their arms, legs, or dent their skulls, or contract some morphed virus or something. Period.

The math the CBO used assumes a use rate that mimics the 30 year old and above use. So its likely faulty.  Moreover, the insurers are using worst case scenarios to imply that this will break them. Hell, with the revenues they've generated each and every year for the last 3 decades, they can afford a 32% hit to their bottom line. The rest of the country is having to absorb such a hit so why not them?

In fact, I read an article this week that outlined the bankruptcy rate of doctors is rapidly increasing. And it's not because of "Obamacare" or Medicare / Medicaid adjustments, or anything like that. It's because of High Deductible Healthcare Plans, the 30+% decrease in personal income, and the fact that both of these things are driving people to make decisions to forego healthcare treatments, combined with the high cost of medicines.

People are having to choose between paying the mortgage or paying for medicine / testing / doctor's visits, and the mortgage wins every time. (Mortgage is used as an example but the term is used in this case to imply food, electric bill, etc.).

I can personally attest to the fact that HDHC plans take a HUGE bite out of your discretionary spending funds. Hell, I am still paying the bills for the heart cath I had in January, and that is on top of depletion of my HSA balance of over 5k. 

[me]

Nope. You never said that. (Until now).

You were grasping at straws hoping no one would notice the word "some". (As was your source). A little digging shows the results I posted, which defines "some" quite nicely.

The fact is, NO ONE really knows what the impact is going to end up doing. It could actually end up with insurers making even more insane profits than they do already, due to the fact that the whole younger population will now be insured and paying monthly premiums for basically nothing. They will not use it unless a personal catastrophe hits them. They do not go to doctors, they do not get checkups, they only use insurance when they fall off their skateboards and break their arms, legs, or dent their skulls, or contract some morphed virus or something. Period.

The math the CBO used assumes a use rate that mimics the 30 year old and above use. So its likely faulty.  Moreover, the insurers are using worst case scenarios to imply that this will break them. Hell, with the revenues they've generated each and every year for the last 3 decades, they can afford a 32% hit to their bottom line. The rest of the country is having to absorb such a hit so why not them?

In fact, I read an article this week that outlined the bankruptcy rate of doctors is rapidly increasing. And it's not because of "Obamacare" or Medicare / Medicaid adjustments, or anything like that. It's because of High Deductible Healthcare Plans, the 30+% decrease in personal income, and the fact that both of these things are driving people to make decisions to forego healthcare treatments, combined with the high cost of medicines.

People are having to choose between paying the mortgage or paying for medicine / testing / doctor's visits, and the mortgage wins every time. (Mortgage is used as an example but the term is used in this case to imply food, electric bill, etc.).

I can personally attest to the fact that HDHC plans take a HUGE bite out of your discretionary spending funds. Hell, I am still paying the bills for the heart cath I had in January, and that is on top of depletion of my HSA balance of over 5k. 

Which was my point before this thing even passed, although you won't agree I know.  No one took the time to read it and that "pass it then find out what's in it" could have been a huge and very expensive mistake.  It was rushed and something that important shouldn't have been.  It should have been out in the open, not in private meetings, and there wouldn't be so many surprises now.  This was not thought out well at all.

[Palehorse]

Which was my point before this thing even passed, although you won't agree I know.  No one took the time to read it and that "pass it then find out what's in it" could have been a huge and very expensive mistake.  It was rushed and something that important shouldn't have been.  It should have been out in the open, not in private meetings, and there wouldn't be so many surprises now.  This was not thought out well at all.

They read it. Don't fall for that crap. Maybe not all of them but more than a handful read it. It has been three years since it was passed, and there was over a year of caterwauling before that.

They read it. . .

[Exterminator]

Notice this is NOT Fox.

No, it's even worse.

[me]

No, it's even worse.

So now CNN is on the shit list 'cause they started telling things like they are part of the time too.  Wow, ya'll will be lost if all the lamestream media starts telling the bad stuff won't ya? 

[me]

They read it. Don't fall for that crap. Maybe not all of them but more than a handful read it. It has been three years since it was passed, and there was over a year of caterwauling before that.

They read it. . .

Sure they did.   

[Exterminator]

So now CNN is on the shit list 'cause they started telling things like they are part of the time too.  Wow, ya'll will be lost if all the lamestream media starts telling the bad stuff won't ya?

Uh, that was a snippet of a CNN article spun by the ultra-right wing townhall.com.  Learn to read.

[me]

Uh, that was a snippet of a CNN article spun by the ultra-right wing townhall.com.  Learn to read.

Hey, it came straight out of her mouth.  Just keep ignoring and excusing and you'll be the one caught up short.

[Y]

It's called 'context' - learn it.   

[me]

It's called 'context' - learn it.   

How could something like that statement be taken out of context?  It was what it was.  It was either meant in a monetary way or hands on.  If it was a hands on thing then the attorney's better get a grip and forget suing and if it was meant in a monetary way your wallet is gonna get much thinner so the government can become more involved.

[Exterminator]

It's called 'context' - learn it.   

See her reply?  Totally clueless.

[me]

See her reply?  Totally clueless.

It appears that it's not me who is clueless here.

[me]

http://fox59.com/2013/06/28/st-vincent-to-lay-off-865-employees/#axzz2XYSO79yq

[Exterminator]

http://fox59.com/2013/06/28/st-vincent-to-lay-off-865-employees/#axzz2XYSO79yq

Can you establish a link between the HCRA and these layoffs?  Yeah; didn't think so.   

[me]

Can you establish a link between the HCRA and these layoffs?  Yeah; didn't think so.   

The health care system says the decision will affect all of its 22 hospitals across the state.

Sources say the cuts will affect administrative positions with many of those jobs being on the city's north side.

The reductions are meant to save money as Obamacare and budget cuts decrease hospital reimbursement rates.

Currently, St. Vincent employs 17,000 Hoosiers.

Read more: http://fox59.com/2013/06/28/st-vincent-to-lay-off-865-employees/#ixzz2XZMrSeP8