The HCRA

[Exterminator]

Tell that to my friend who has MS, is paying for tri-care premium, and was told she would have to go to the VA doctors now rather than her doctor of choice.  She got her letter 2 weeks ago.

Here we go with your anecdotes again.    Please provide proof.

[Palehorse]

Not all of those policies are sub-par and most replacement policies are costing more with a higher deductible and do not include the doctor of choice.  Problem is the ones that are getting signed up are qualifying as medicaid and subsidized.  Most who don't qualify for the subsidizes are opting to pay the fine and take their chances because it is less costly for them in the long run.

Try changing jobs and see what you get. (Oh, that's right you don't work for a living do you)

The reality is healthcare insurers have been abusing their customers for decades now; thanks to the deregulation during Rappin' Ronnie's years.

[Palehorse]

Now as to this little gem, wouldn't that require legislation in order to allow that?  Is that something that Obama can even do since it's the insurance companies themselves that are canceling these sub-par policies?

The image comes from Fux news, so consider the source. We all know they don't care about anything other than finding a way to toss the POTUS under the bus.

[me]

Here we go with your anecdotes again.    Please provide proof.

Tell you what she's on her way back from Fl and is moving here from Fishers after she gets back.  I'll see if she will black her name and any numbers out and let me have a copy of her letter to post here.  She is so pissed she just might allow that. 

[Palehorse]

Tell you what she's on her way back from Fl and is moving here from Fishers after she gets back.  I'll see if she will black her name and any numbers out and let me have a copy of her letter to post here.  She is so pissed she just might allow that.

To use you the usual retort of you and your ilk; "What's wrong with that. It's a business and they have to right to run the business as they see fit."

[me]

Try changing jobs and see what you get. (Oh, that's right you don't work for a living do you)

The reality is healthcare insurers have been abusing their customers for decades now; thanks to the deregulation during Rappin' Ronnie's years.

So what's that supposed to mean?  If you're insinuating I'm not working because I'm lazy I definitely take offense at it. I am retired, I've done my time and if you're lucky by the time you're my age you'll be retired too.

[me]

To use you the usual retort of you and your ilk; "What's wrong with that. It's a business and they have to right to run the business as they see fit."

This has nothing to do with a company.  She is the veteran and she paid extra for the premium it was not a spousal coverage it was hers and something she was guaranteed. 

[Palehorse]

This has nothing to do with a company.  She is the veteran and she paid extra for the premium it was not a spousal coverage it was hers and something she was guaranteed.

If you're using any of the following health plans, you have the minimum essental coverage required by the health care reform law. Unless you're considering other health coverage, you don't need to take any action at this time.

TRICARE Prime
TRICARE Prime Remote
TRICARE Prime Overseas
TRICARE Prime Remote Overseas
TRICARE Standard and Extra
TRICARE Standard Overseas
TRICARE For Life
TRICARE Reserve Select (if purchased)
TRICARE Retired Reserve (if purchased)
TRICARE Young Adult (if purchased)
US Family Health Plan

http://www.tricare.mil/Home/Welcome/About/MEC

In my experience they change the coverages at the premium level almost yearly. Like any other health insurance, the costs go up and the coverage goes down; or there are restrictions placed upon where and with whom you may seek treatment. No big surprise there.

I thought you were the guys saying lets cut costs? 

[Palehorse]

Then there is this:

What is the Affordable Care Act?
The Affordable Care Act, also known as the health care law, was created to expand access to coverage, control health care costs and improve health care quality and care coordination. The health care law does not change VA health benefits or Veterans' out-of-pocket costs.
Three things you should know:
1 VA wants all Veterans to receive health care that improves their health and well-being.
2 If you are enrolled in VA health care, you don't need to take additional steps to meet the health care law coverage standards. The health care law does not change VA health benefits or Veterans' out-of-pocket costs.
3 If you are not enrolled in VA health care, you can apply at any time.
Veterans Enrolled in VA Health Care
The good news is that Veterans enrolled in VA health care programs have health coverage that meets the new health care law's standard. You do not have to take any additional steps to have health coverage. Read more if enrolled...
Veterans Not Enrolled in VA Health Care
Veterans not currently enrolled in VA health care program can apply for enrollment at any time. Read more about enrolling...
Family Members
VA offers health care benefits for certain family members of Veterans through programs such as the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) and the Spina Bifida program. Read more about VA family programs...
Your family members who are not enrolled in a VA health care program should use the Marketplace to get coverage.
Additional Health Care Law Information
We understand you may have questions about the health care law and how it might affect you and your family. We compiled basic information about the health care law to help you make informed decisions about your health care. Let us know if you have questions regarding the health care law and your VA health care at 1-877-222-VETS (8387). After all, ensuring you receive quality health care is not just our obligation, it's also our privilege.

http://www.va.gov/health/aca/

[me]

If you're using any of the following health plans, you have the minimum essental coverage required by the health care reform law. Unless you're considering other health coverage, you don't need to take any action at this time.

TRICARE Prime
TRICARE Prime Remote
TRICARE Prime Overseas
TRICARE Prime Remote Overseas
TRICARE Standard and Extra
TRICARE Standard Overseas
TRICARE For Life
TRICARE Reserve Select (if purchased)
TRICARE Retired Reserve (if purchased)
TRICARE Young Adult (if purchased)
US Family Health Plan

http://www.tricare.mil/Home/Welcome/About/MEC

In my experience they change the coverages at the premium level almost yearly. Like any other health insurance, the costs go up and the coverage goes down; or there are restrictions placed upon where and with whom you may seek treatment. No big surprise there.

I thought you were the guys saying lets cut costs? 

She has had it for quite sometime and didn't have to go to the VA which, under the circumstances, is, or was, a good thing. 

[me]

Then there is this:

What is the Affordable Care Act?
The Affordable Care Act, also known as the health care law, was created to expand access to coverage, control health care costs and improve health care quality and care coordination. The health care law does not change VA health benefits or Veterans' out-of-pocket costs.
Three things you should know:
1 VA wants all Veterans to receive health care that improves their health and well-being.
2 If you are enrolled in VA health care, you don't need to take additional steps to meet the health care law coverage standards. The health care law does not change VA health benefits or Veterans' out-of-pocket costs.
3 If you are not enrolled in VA health care, you can apply at any time.
Veterans Enrolled in VA Health Care
The good news is that Veterans enrolled in VA health care programs have health coverage that meets the new health care law's standard. You do not have to take any additional steps to have health coverage. Read more if enrolled...
Veterans Not Enrolled in VA Health Care
Veterans not currently enrolled in VA health care program can apply for enrollment at any time. Read more about enrolling...
Family Members
VA offers health care benefits for certain family members of Veterans through programs such as the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) and the Spina Bifida program. Read more about VA family programs...
Your family members who are not enrolled in a VA health care program should use the Marketplace to get coverage.
Additional Health Care Law Information
We understand you may have questions about the health care law and how it might affect you and your family. We compiled basic information about the health care law to help you make informed decisions about your health care. Let us know if you have questions regarding the health care law and your VA health care at 1-877-222-VETS (8387). After all, ensuring you receive quality health care is not just our obligation, it's also our privilege.

http://www.va.gov/health/aca/

Thanks but she is the one dealing with it and knows her way around as far as getting things done.  She had an excellent doctor and he was fighting to get her on a medication they had recently denied her because she can't take what they recommend because she had a very bad reaction to it and he was in the process of sending them proof she dare not take these recommended drugs again when she was hit with this letter.  Things are not as they appear to be PH people are being mislead all over the place.  Yes, she may be paying through the nose for the coverage she had but she was willing to do that because she didn't have to deal with the VA doctors.  She is also a cancer survivor. 

[Henry Hawk]

The ACA is a scam.  Period.  It is a failure, and it is not going to HELP those who need help.  Period.

[Exterminator]

The ACA is a scam.  Period.  It is a failure, and it is not going to HELP those who need help.  Period.

Oh, bullshit.   

[Henry Hawk]

Oh, bullshit.   

Oh, sorry.  I guess I should have said it is fantastic!  The best thing to ever happen to Americans!!!!  Great Job Washington!!  This really is a better world now.

[Exterminator]

Oh, sorry.  I guess I should have said it is fantastic!  The best thing to ever happen to Americans!!!!  Great Job Washington!!  This really is a better world now.

It isn't perfect but it's a start.