McDonald's May Drop Health Plan

[Palehorse]

Most fast food places don't have insurance for their employees of any kind let alone insurance for part time employees.  Now they could raise the price of their sammiches and other goodies to cover the extra cost involved.

I don't care if they do. I am not eating there again, EVER!

[The Troll]

Most fast food places don't have insurance for their employees of any kind let alone insurance for part time employees.  Now they could raise the price of their sammiches and other goodies to cover the extra cost involved.

  And you accuse me of being mean and cold hearted.

[me]

If there is any truth to the story which I did hear on the news later that McDonald's denied that they were thinking about doing this, I imagine a lot of other places might follow suit.  I think Taco Bell only offers insurance for full time employees which might not be as much of a problem as the one McDonald's could possibly run into by offering insurance for part timers as far as the extra paper work and expense. 

[Palehorse]

The truth of the matter is that the new regulations require real value for the dollars spent, and the plan McD's is offering up doesn't deliver. . . as I understand it.

[me]

It isn't a whole lot but somewhat better than none at all for what they are paying for it.  I guess they are getting a special deal because of the type of policy it is and I don't remember what it's called unfortunately. 

The truth of the matter is that the new regulations require real value for the dollars spent, and the plan McD's is offering up doesn't deliver. . . as I understand it.

[Palehorse]

It isn't a whole lot but somewhat better than none at all for what they are paying for it.  I guess they are getting a special deal because of the type of policy it is and I don't remember what it's called unfortunately.

It's one of those junk ass policies for which you pay through the nose and receive very little in return. An ex has it and if I were on speaking terms with her I'm sure I'd have the "joy" of hearing her scream about it. . . 

[me]

I admit I wasn't listening real close when they were talking about it but I know they said it paid for Dr. visits.  I had a phone call about the time they started talking about it so was only able to pick up bits and pieces.  Maybe what you are saying is why the person reporting on it didn't sound too favorable towards it.  I didn't hear what the deductible was or the cost of the policy. 

It's one of those junk ass policies for which you pay through the nose and receive very little in return. An ex has it and if I were on speaking terms with her I'm sure I'd have the "joy" of hearing her scream about it. . . 

[Palehorse]

I admit I wasn't listening real close when they were talking about it but I know they said it paid for Dr. visits.  I had a phone call about the time they started talking about it so was only able to pick up bits and pieces.  Maybe what you are saying is why the person reporting on it didn't sound too favorable towards it.  I didn't hear what the deductible was or the cost of the policy.

I did but didn't think it important enough to care about really paying attention to it. Matter of fact, I no longer care about anything political or theological! The corporations are going to do whatever it is that they want moving forward, so what I want, need, or desire no longer matters. I don't have enough money to pay for our congressional leadership's vices, sex and drug junkets, or orgy sessions, nor fund their pet projects or campaigns.

Soon we will have the POTUS taking the OPEC oath of office, and the CSPAN televised sessions sponsored by BP! And lets not forget the Anthem 4th of July Fireworks over the Capital!

[me]

It's kind of sad really.  No matter who is in we are at their mercy and all the talking in the world won't change that.  I would not be president for all the money in the world because no matter what you do there will always be those who will not agree with it and will vilify you and there is just no way to please everyone which is what most of them try to do while congress is only thinking of what's best for them and their causes.  They could care less who is president as long as they don't lose their comfy little seat come election time.   I know I probably said that a little screwy but I hope you know what I meant.

I did but didn't think it important enough to care about really paying attention to it. Matter of fact, I no longer care about anything political or theological! The corporations are going to do whatever it is that they want moving forward, so what I want, need, or desire no longer matters. I don't have enough money to pay for our congressional leadership's vices, sex and drug junkets, or orgy sessions, nor fund their pet projects or campaigns.

Soon we will have the POTUS taking the OPEC oath of office, and the CSPAN televised sessions sponsored by BP! And lets not forget the Anthem 4th of July Fireworks over the Capital!

[Sandy Eggo]

McDonalds is to fat food what Walmart is to department/grocery stores....support your local and family owned businesses.

[me]

Locals own most of the franchises.  Some people from Muncie owns the McDonald's here in town, or at least the last I knew they did.   

McDonalds is to fat food what Walmart is to department/grocery stores....support your local and family owned businesses.

[Sandy Eggo]

Although I'm sure that's true, they pay franchise fees to the corporation. What about a mom and pop hamburger place? a non-franchise?

[me]

Mom and pop place or franchise they are still local people who put money into a business and, depending on how they run it, either can be good or bad as far as service, quality of food, and how the employees are treated.  A person can patronize both and not do any harm to the mom and pop non franchise business. 

Although I'm sure that's true, they pay franchise fees to the corporation. What about a mom and pop hamburger place? a non-franchise?

[LOsborne]

The truth of the matter is that the new regulations require real value for the dollars spent, and the plan McD's is offering up doesn't deliver. . . as I understand it.

I haven't seen Micky Dee's policy, but it could be a limited benefit plan. We offered one until this fall. It was very cheap -- less than $10/week -- and even cheaper with the employer paying half. It covered doctor visits, outpatient treatment, and discounted prescriptions. And it let you go to any doctor. The hospitalization on it sucked -- it capped at $10G per person per year (two aspirin and a bandaid if you accept generics) -- but the hospital costs are what send most premiums thru the roof. It wasn't the only plan we offered, but it was a good policy for our fairly young single people with no chronic health problems, who needed to bank or save more of their paychecks. Unfortunately, it is no longer available. It is non-compliant with the new healthcare laws. This may be the same problem McD's has run into. Their old limited benefit plan doesn't satisfy the law, and compliant plans are too expensive. It's cheaper for them to pay the open-market fee to their employees.

[me]

That's what they called it and exactly how it was explained and why they could offer it to part time employees, because of the low cost of it and the administrative costs were not sky high.  Thanks Lolly I'm glad you explained that so well. 

I haven't seen Micky Dee's policy, but it could be a limited benefit plan. We offered one until this fall. It was very cheap -- less than $10/week -- and even cheaper with the employer paying half. It covered doctor visits, outpatient treatment, and discounted prescriptions. And it let you go to any doctor. The hospitalization on it sucked -- it capped at $10G per person per year (two aspirin and a bandaid if you accept generics) -- but the hospital costs are what send most premiums thru the roof. It wasn't the only plan we offered, but it was a good policy for our fairly young single people with no chronic health problems, who needed to bank or save more of their paychecks. Unfortunately, it is no longer available. It is non-compliant with the new healthcare laws. This may be the same problem McD's has run into. Their old limited benefit plan doesn't satisfy the law, and compliant plans are too expensive. It's cheaper for them to pay the open-market fee to their employees.