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Daisy's Quest for a New, Bigger Home...

Started by ~Daisy~, November 30, 2006, 11:15:41 AM

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~Daisy~

November 30, 2006, 11:15:41 AM
Because I just realized that I'm settling for less than what I deserve. Yep, you heard it. I have decided to look up some other homes that I can get either on contract or owner financing until we can pull our crapola credit scores up above 650. I just had no idea that THESE were options in my price range (remember, I'm at like 22% debt to income. I have room to play)


House 1:



House 2 (blocks from Morse Reservoir):




Plus there was one I looked at last night that ids a 4 BR English Tudor. Can't find it on the net, but its nice.  All for a little more than what I'm already paying PLUS a large % of the monthly payment goes into Escrow. I got ripped on this deal I've been living with for 5 years, but I didn't know any better then. Blessings in disguise, I guess, that my credit still sux!
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

~Daisy~

#1
November 30, 2006, 11:34:02 AM
Oh yeah, here's a third one that I was checking out this morning. So far, this is my favorite, but the selling price vs. the tax assessed value seems to be a bit skewed...by about $45k

If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

~Daisy~

#2
November 30, 2006, 11:38:51 AM
Hmm, then again, so does the Hamilton County tax assessor's information all together:

Assessed Value: Land 27800
Assessed Value: Improvements 85200
Total Assessed Value:  113000



Building 1, Card ID R01
Physical Characteristics
Story Height 1.0
Attic none
Basement none 
Crawl none 
Year Built 1989
Floor Construction
1.0 (first) Slab
Floor Finish
1.0 (first) Carpet, Carpet
Exterior Cover 
1.0 (first) Wood siding
Interior Finish
1.0 (first) Drywall

 
Accomodations 
Finished Rooms 7
Bedrooms 3
Heating and Air Conditioning
Primary Heat YES
Air Conditioning YES
Plumbing 
Full Baths 2
Partial Baths 0
Fireplace
Fireplace Stacks NO
Basement Rec Room
Rec Room Type 
Rec Room Square Footage 0
Area/Square Footage (based on exterior eave to eave area)
Building Level Base Area Approx. Finished Area
1.0 (first) 1502 1502
Garage
Garage Type Framed
Garage Square Footage 440



Does it look like wood siding to YOU GUYS??????????
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

tallulahdahling

#3
December 01, 2006, 03:35:03 PM
Quote from: ~Daisy~ on November 30, 2006, 11:34:02 AM
Oh yeah, here's a third one that I was checking out this morning. So far, this is my favorite, but the selling price vs. the tax assessed value seems to be a bit skewed...by about $45k



Can't see it???????????
If you don't have anything nice to say then come over here and sit by me!

~Daisy~

#4
December 01, 2006, 03:49:38 PM
Oops...Oh well. Plan changed again. Now I don't know what we're doing. Wants to put off moving to Fishers for about 1 year, when my middle son starts school. Then its definite because the schools here are a lot better than Anderson schools.
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

Henry Hawk

#5
December 01, 2006, 06:00:26 PM
Have you considered Pendleton, the houses are much better priced than fishers and the school system is pretty good....there are alot of houses for sale in the south madison area right now, and it is really a buyers market.
"The heart of the wise inclines to the right, but the heart of the fool to the left."
Ecclesiastes 10:2 - It all makes sense to me now...


"The future ain't what it used to be."– Yogi Berra

"Square roots are rarely found on any plant." FTW

Gryphon

#6
December 01, 2006, 07:21:23 PM
Daisy...is that assessed value for tax purposes? If so, in my experience they are always skewed by as much as 20 or 30 percent. My own house is that way...the real estate appraiser (which is in line with comparable houses in the area) was twenty percent higher than what the county assesses me at. (Lucky for me, I figure, cause I pay less in taxes)

For what its worth, I love the first one, judging by outside only. Looks very substantial and "homey"--kind of place kids like to "go home" to when theyre grown.

~Daisy~

#7
December 05, 2006, 11:45:03 AM
I like the first one, too...not sure what we're doing. Things seem to change daily.

Henry, yes we have greatly considered Pendleton. I think its a very likely thing for us. I would love an older home that is near the main drag. There are so many homes with such character around there.
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

Mr442

#8
December 05, 2006, 01:06:24 PM
We had taken a look at (window shopping for now) Hamilton county in preparation of our intended move next year.  Since schools were not important we could look anywhere and everywhere.  Hamilton county has pretty much priced it's self out of contention.  Not interested in a subdivision or being in town drove the prices up.  Madison and Hancock county look like far better choices to us.  The area southwest of Anderson on through Pendleton and even clear to New Palestine has some nice homes for better prices. 

If we didn't mind a subdivision and neighbors, there are quite a few in Pendleton that are really nice.  Older homes as well as newer.

Of course that proposed new road has thrown a wrench into things somewhat, but those areas are still at the top of our list.

Mr442

~Daisy~

#9
December 05, 2006, 01:08:50 PM
Eventually we want to settle in Hamilton County. We've decided on that, its just a matter of when it makes sense. Right now, its not a good option because in addition to higher house and tax payments, we'll be adding the childcare expense. My mom and dad watch my boys free of charge, for now.
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

Sunny

#10
December 21, 2006, 10:05:04 AM
So, are these out of the running, D? I really like the 3rd house...but, I see you have a new thread so a little confused. :confused:

~Daisy~

#11
December 21, 2006, 11:28:43 AM
Aw hell, I'm confused, too.

If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

~Daisy~

#12
January 05, 2007, 03:06:40 PM
So what did Aaron say to me this morning?

"Maybe we should consider just having a house built."


:wall:



I said "Its up to YOU. I just want a place to live. Oh, and no crappy builders. Brick and basement. Both are musts."
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary

Sunny

#13
January 13, 2007, 02:34:50 PM
Is this still the scoop? It's a new week, ya know....

Update, please. :smile:

~Daisy~

#14
January 15, 2007, 01:04:31 PM
I'm looking at builders as we speak...

With the recent shut down of Guide in Anderson I am scared to death of the housing market in Anderson and not sure I want to commit myself to such an investment there.

Hamilton or Hancock county is where we're considering...
If you don't like what you're doing, you can always pick up your needle and move to another groove.
--Timothy Leary
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